Buy A Home

Purchasing your first home is a big deal. Some say the three most important things about buying your first home are location, location and location... luckily, everything else we can work around!

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Fairway Independent Mortgage Corporation

LOAN TYPES

“Loans are what we do, not who we are.”
– Steve Jacobson, CEO Fairway

Conventional Loans

A conventional loan is any mortgage loan that is not insured or guaranteed by the government. Conventional loans can be conforming or non-conforming and are issued by a private lender.

FHA Loans

A Federal Housing Administration (FHA) loan is a mortgage that is insured by the FHA. It is designed for low to moderate income borrowers and issued by an FHA-approved lender.

USDA Loans

A US Department of Agriculture (USDA) home loan is a zero down payment mortgage for eligible rural homebuyers. USDA loans are issued through the USDA loan program

VA Loans

A VA loan is a mortgage loan available through a program established by the U.S. Department of Veteran Affairs (VA) for veterans, service members, and their surviving spouses.

Jumbo loans

A jumbo loan, also known as a jumbo mortgage, is designed to finance luxury properties. It exceeds the limits set by the Federal Housing Finance Agency (FHFA).

Bond Loans

A mortgage bond is secured by a mortgage, or a pool of mortgages, that are typically backed by real estate holdings and real property, such as equipment.

HECM Loans

A Home Equity Conversion Mortgage (HECM) line of credit is a home-secured loan allowing the borrower to draw funds from the available line of credit and use the funds for any purpose.

Renovation Loans

A renovation loan allows the borrower to finance both the cost of the home and the desired repairs all in one mortgage. To provide funds for the rehabilitation, the mortgage amount is based on the projected value of the property with the work completed.

Down Payment Assistance

Whether it’s for a first time home purchase, a repeat homebuyer, or even a 2nd lien, down payment assistance options are available. Texas Department of Housing and Community Affairs has several programs to fit any need.

Fairway Independent Mortgage Corporation

SPECIAL LOAN PROGRAMS

LOCAL HEROES

Whether your are a teacher, or a police officer we have a hero program designed just for you! We aim to get you CLOSED and in your new home before you receive your first pay stub! You have served us well, so now let US serve YOU!

MEDICAL PERSONNEL

Did you know that Fairway offers medical professional programs for doctors, dentists, surgeons and beyond? If you are a medical professional, let us help you secure the financing you need for your dream home!

FIRST TIMERS

Buying a home for the first time? There are different types of first time homebuyer mortgage loan programs available in Texas. No matter your income level, we can find you the perfect blend of competitive rates and little (or NO) down-payment!

Ages 62+ Loans

Seniors 62+ have certain programs available like HECM loans that help tap into the equity built up in their home over the years. The range of possibilities available after 60 is wider than one might think! Still skeptical? Click below to learn more!

Want to know how
to get started?

Take a look at our “get started” page here to find out what you need to start working towards your dream of home ownership today!

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